I want to read general articles on Buying Insurance.

• “Five Life Insurance Questions You Should Ask” – Investopedia.com
• “Just The Facts On Life Insurance” – Bankrate
• “Ten Ways To Trim Your Health Care Costs” – MarketWatch
• “More Baby Boomers Regard Long-Term Care Insurance As Necessary” – Trading Markets.com
• “Long-Term-Care Insurance For Less” – Kiplinger’s
• “12 Things You Don’t Know About Car Insurance That Could Cost You” – Insure.com

I want to read general articles on Protecting Your Assets.

• “Lessons From The Floods” – Kiplinger’s
• “20 Ways To Get The Most From Auto Premiums” – Bankrate
• “Does Homeowners Insurance Protect You?  “ – Bankrate
• “Protect Your Property Or Business From Disaster” – Federal Emergency Management Agency
• “Secrets Of Identity Theft Criminals” – Insure.com

I want to find helpful Non-Profit organizations.

• America’s Health Insurance Plans (AHIP) is the national association representing nearly 1,300 member companies proving health insurance coverage to more than 200 million Americans. Its member companies offer medical insurance, long-term care insurance, disability income insurance, dental insurance, supplemental insurance, stop-loss insurance and reinsurance to consumers, employers and public purchasers.
• Health Insurance Resource Center provides free information and links to additional information about health care and health insurance. The information presented is intended for a general consumer audience.
• Insurance Information Institute’s (I.I.I.) mission is to improve public understanding of insurance -- what it does and how it works.  For more than 40 years, the I.I.I. has provided definitive insurance information. Today, the I.I.I. is recognized by the media, governments, regulatory organizations, universities and the public as a primary source of information, analysis and referral concerning insurance.
• Insure U — Get Smart about Insurance is a program sponsored by the National Association of Insurance Commissioners (NAIC). This site provides consumer insurance information for those considering or buying insurance.
• Kaiser Family Foundation is a leader in health policy and communications and a non-profit, private operating foundation focusing on the major health care issues facing the U.S., with a growing role in global health. Kaiser develops and runs its own research and communications programs, sometimes in partnership with other non-profit research organizations or major media companies.
• Life and Health Insurance Foundation for Education (LIFE) is a nonprofit organization dedicated to helping consumers make smart insurance decisions to safeguard their families’ financial futures. The main topics they address in their educational efforts are life, disability, long-term care and health insurance. Their goal is to help consumers better understand these products and where they fit within their overall financial plans.
• National Association of Health Underwriters (NAHU) represents more than 20,000 licensed health insurance agents, brokers, consultants and benefit professionals through more than 200 chapters across America. NAHU members service the health insurance needs of large and small employers as well as people seeking individual health insurance coverage.
• National Association of Insurance Commissioners (NAIC) is the organization of insurance regulators from the 50 states, the District of Columbia and the five U.S. territories. The NAIC provides a forum for the development of uniform policy when uniformity is appropriate.

I want to find helpful For-Profit organizations.

• American Council of Life Insurers (ACLI) is a Washington D.C.-based trade association backed by an industry with more than 200 years of experience protecting American families, workers, and businesses. ACLI represents 353 life insurance companies operating in the United States before federal and state legislators, regulators, and courts.
• Bankrate is the Web's leading aggregator of financial rate information and provides original and objective personal finance stories to help consumers make informed financial decisions.
• Kiplinger's Personal Finance offers advice and more, including: interactive calculators, up-to-the-minute business news, stock and mutual fund quotes, deposit account yields and credit rates. The Web-only columns offer timely insight into today's trends, a collection of tutorials and articles that introduce you to common financial concepts and show you how to get the best deals..

I want to find helpful Government organizations.

• Agency for Healthcare Research and Quality is one of twelve agencies within the Department of Health and Human Services (HHS).  It helps HHS achieve its strategic goals to improve the safety, quality, affordability, accessibility of health care; public health promotion and protection, disease prevention, and emergency preparedness; promote the economic and social well-being of individuals, families, and communities; and advance scientific and biomedical research and development related to health and human services.
• Employee Benefits Security Administration (EBSA) protects the integrity of pensions, health plans, and other employee benefits for more than 150 million people.   Their website offers a variety of consumer health plan information.
• Federal Citizens Information Center (FCIC) is focused on answering citizens’ questions about the Federal government and everyday consumer issues. FCIC watches emerging consumer issues and topics and regularly reviews new information coming from Federal agencies and consumer organizations.
• Medicare offers this website to answer questions about Medicare eligibility, plan offerings, premiums, billings, appeals, and many other topics.

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I want to understand Health Insurance.

• AHRQ.gov – Questions and answers about health insurance
• III.org –  Health insurance
• KFF.org – How private health coverage works
• LifeHappens.org – Health insurance
• About.com – Health insurance glossary

I want tips about Buying Health Insurance.

• NAHU.org – Consumer information
• Healthinsurance.org – Health insurance resource center

I want to understand Life Insurance.

• ACLI.com – What you should know about buying life insurance
• III.org – Learn about life insurance
• InsureUOnline.org – Life insurance consumer guide
• LifeHappens.org – Life insurance

I want to understand Disability Insurance.

• ACLI.com – Disability income protection
• III.org – Disability insurance information
• LifeHappens.org – Disability insurance
• MSN Money.com – Disability fast answers

I want to understand Automobile Insurance.

• III.org – Auto insurance information
• InsureUOnline.org – Auto consumer guide

I want to understand Homeowners Insurance.

• III.org – Homeowners insurance information
• InsureUOnline.org – Homeowners consumer guide

I need to find helpful Insurance Calculators.

• AOL Money and Finance life insurance calculators can help take the guesswork out of purchasing life insurance decisions. Use the life insurance calculators to decide between term and whole life, term and universal life and other important calculations.
• Bankrate life insurance calculator helps you determine the right type of life insurance for you based on a series of questions.
• Life and Health Insurance Foundation for Education (LIFE) life insurance needs calculator  helps determine how much investment capital your family will need at the time of your death.
• Life and Health Insurance Foundation for Education (LIFE) disability insurance needs calculator lets you assess the income needed to sustain your current standard of living should you become disabled and unable to work.
• MSN Money Insurance Planner helps you determine if you have the right kind of insurance for you and your family.  The Planner assesses your auto, home, health, and life insurance needs. The results will give you the types of insurance you need, specific suggestions within insurance categories, links to tools and articles for more research and direct access to online quotes.

There are countless personal finance self-help “gurus” trying to convince you they alone offer the most insightful, sincere and helpful solutions. They hope you will buy their latest self-help book, workbook, newsletter, or whatever else it is they are offering.

However, a handful have written books or offer guidance on INSURANCE PLANNING in a manner that may be more beneficial, more affordable, or less annoying than their peers.  Following are gurus and books you may enjoy.*

• Joseph Matthews, Long-Term Care: How to Plan & Pay for it
• Kimberly Lankford, The Insurance Maze: How You Can Save Money on Insurance and Still Get the Coverage You Need
• Les Abromovitz, Long-Term Care Insurance Made Simple
• Robert Zimmerman, The Annuity from Mystery to Mastery
• Sid Kirchheimer, Scam-Proof Your Life: 377 Smart Ways to Protect You and Your Family from Rip-Offs, Bogus Deals, and Other Consumer Headaches

* Note: The Site Creator has not been compensated in any way for referencing any “gurus” or books on this site.

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