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Whether your retirement is decades away or right around the corner, proper retirement planning is essential to your financial readiness. This page can help you create or fine tune your plan.

Articles

I want to read general articles on Health Care Costs in Retirement.

I want to read general articles on Stretching your Retirement Dollars.

I want to read general articles on Recent Tax Updates.

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Organizations

I want to find helpful Non-Profit organizations.

  • Alliance for Investor Education (AIE) is dedicated to facilitating greater understanding of investing, investments and the financial markets among current and prospective investors of all ages. AIE pursues initiatives for education and joins with others to motivate Americans to obtain objective information and increase their knowledge and understanding of investing.
  • American Association of Retired Persons (AARP) is a nonprofit, nonpartisan membership organization for people age 50 and over. AARP is dedicated to enhancing quality of life for all as we age by leading positive social change and delivering value to members through information, advocacy and service.
  • America’s Health Insurance Plans (AHIP) is the national association representing nearly 1,300 member companies proving health insurance coverage to more than 200 million Americans. Its member companies offer medical insurance, long-term care insurance, disability income insurance, dental insurance, supplemental insurance, stop-loss insurance and reinsurance to consumers, employers and public purchasers.
  • Financial Planning Association® (FPA®) is the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. FPA® demonstrates and supports a professional commitment to education and a client-centered financial planning process.
  • Insurance Information Institute’s (I.I.I.) mission is to improve public understanding of insurance -- what it does and how it works. For more than 40 years, the I.I.I. has provided definitive insurance information. Today, the I.I.I. is recognized by the media, governments, regulatory organizations, universities and the public as a primary source of information, analysis and referral concerning insurance.
  • Insure U — Get Smart about Insurance is a program sponsored by the National Association of Insurance Commissioners (NAIC). This site provides consumer insurance information for those considering or buying insurance.
  • National Association for Home Care & Hospice Care is the nation's largest trade association representing the interests and concerns of home care agencies, hospices, and home care aide organizations.
  • National Association of Insurance Commissioners (NAIC) is the organization of insurance regulators from the 50 states, the District of Columbia and the five U.S. territories. The NAIC provides a forum for the development of uniform policy when uniformity is appropriate.
  • RetirementReform.org a special project by the National Center for Policy Analysis, contains the latest and most prominent research on public policies that affect retirement. The materials presented here cover the gamut from Social Security, Medicare and state pensions to 401(k)s and IRAs.

I want to find helpful For-Profit organizations.

  • Kiplinger's Personal Finance offers advice and more, including: interactive calculators, up-to-the-minute business news, stock and mutual fund quotes, deposit account yields and credit rates. The Web-only columns offer timely insight into today's trends, a collection of tutorials and articles that introduce you to common financial concepts and show you how to get the best deals.
  • Morningstar, Inc. is a leading provider of independent investment research in the United States and in major international markets. Its mission is to create great products that help investors reach their financial goals. Morningstar is a trusted source for insightful information on stocks, mutual funds, variable annuities, closed-end funds, exchange-traded funds, separate accounts, hedge funds, and 529 college savings plans.
  • Mutual Fund Education Alliance is a national trade association of mutual fund companies that offer funds direct, through supermarkets or through third-parties and financial advisors. Its members are committed to investor education and dedicated to helping investors understand mutual funds and the benefits of long-term investing.

I want to find helpful Government organizations.

  • Employee Benefits Security Administration (EBSA) protects the integrity of pensions, health plans, and other employee benefits for more than 150 million people. Their website offers a variety of consumer retirement plan information.
  • Federal Citizens Information Center (FCIC) is focused on answering citizens’ questions about the Federal government and everyday consumer issues. FCIC watches emerging consumer issues and topics and regularly reviews new information coming from Federal agencies and consumer organizations.
  • Internal Revenue Service (IRS) retirement planning site provides America's taxpayers top quality service by helping them understand and meet their tax responsibilities while planning and during their retirement.
  • Medicare offers this website to answer questions about eligibility, plan offerings, premiums, billings, appeals, and many other topics.
  • Social Security Administration's mission is to advance the economic security of the nation’s people through compassionate and vigilant leadership in shaping and managing America's Social Security programs.

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Resources

I want to understand Retirement Planning.

I want to understand Retirement Savings Options.

I want to understand Health Care During Retirement.

I want to understand Long Term Care During Retirement.

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Calculators

I need to find helpful Retirement Planning Calculators.

  • AARP retirement calculator helps you determine how much you’ll need to save by retirement age and if your projection shows a shortfall, it provides you a proposed investment plan so you can achieve your goals.
  • Bloomberg retirement planner will show you what it takes to work towards a secure retirement. Use this calculator to help you create your retirement plan. View your retirement savings balance and your withdrawals for each year until the end of your retirement.
  • Choose To Save Ballpark E$timate is an easy-to-use, two-page worksheet that helps you quickly identify approximately how much you need to save to fund a comfortable retirement. The Ballpark E$timate takes complicated issues like projected Social Security benefits and earnings assumptions on savings, and turns them into language and mathematics that are easy to understand.
  • DinkyTown retirement calculator helps you determine your projected shortfall or surplus at retirement. You can also see just how long your current retirement savings will last.
  • MSN Money Central retirement calculator shows you how much you really need to save and how long you need to work to set yourself up comfortably in your golden years.
  • Social Security Administration offers the Retirement Estimator which produces estimates that are based on your actual Social Security earnings record.
  • Yahoo! Finance pre-retirement calculator will help you think of ways to improve your retirement outlook.
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Gurus

There are countless personal finance self-help “gurus” trying to convince you they alone offer the most insightful, sincere and helpful solutions. They hope you will buy their latest self-help book, workbook, newsletter, or whatever else it is they are offering.

However, a handful have written books or offer guidance on RETIREMENT PLANNING in a manner that may be more beneficial, more affordable, or less annoying than their peers.  Following are gurus and books you may enjoy.*

  • Ben Stein and Phil DeMuth, Yes, You Can Be A Successful Income Investor
  • Bert Whitehead, Facing Financial Dysfunction: Why Smart People Do Stupid Things
  • Burton Malkiel, A Random Walk Down Wall Street
  • David Wray, Take Control with Your 401(k): An Employee's Guide to Maximizing Your Investments
  • Ed Slott, Parlay Your IRA Into A Family Fortune
  • John Bogle, John Bogle on Investing: The First 50 Years
  • Ralph Warner, Get A Life: You don't need A MILLION to retire well

* Note: The Site Creator has not been compensated in any way for referencing any “gurus” or books on this site.

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